Payment Gateway

Payment Gateway

A payment gateway is an e-commerce application that authorizes payments for e-businesses. It is the virtual equivalent of a physical point of sale terminal located in most retail outlets. Payment gateways encrypt sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant.

A payment gateway facilitates the transfer of information between a payment portal (such as a website, mobile phone) and the front wnd processor or acquiring bank.

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